Terms of Service

These Terms of Service (“Terms”) govern your use of ferrovancapital.com(the “website”), operated by Ferrovan Capital (“Ferrovan Capital,” “we,” “us,” or “our”). By using this website or submitting a form, you agree to these Terms. If you don't agree, please don't use the website.

Use of the website

You may use this website for lawful, informational purposes related to reviewing business funding options. You agree to provide accurate information and to use the website in good faith.

Funding inquiries

Information on this website is provided for general informational purposes and does not constitute financial, legal, or tax advice. Submitting a funding inquiry or contact form starts a conversation — it is not a loan application, an offer, or an agreement, and it does not obligate you or Ferrovan Capital to anything.

No guarantee of funding; no commitment to lend

This is not a commitment to lend. All funding is subject to approval.Nothing on this website guarantees that you will be approved for or receive funding, or that funding will be available on any particular terms. We do not promise specific amounts, rates, factor rates, or timelines, and we do not describe anyone as “pre-approved.” Any funding is subject to review and approval, and specific terms and provider details should be reviewed before you accept any offer.

Communications consent

By providing your contact information, you agree that Ferrovan Capital may contact you about your inquiry by email and by phone. If you check the optional consent box, you also agree that we may contact you by text message (SMS). Message and data rates may apply, and message frequency varies.

Consent to receive marketing or text messages is not required as a condition of approval or funding. The consent box is optional and unchecked by default; you can submit a form without checking it.

SMS opt-out

You can opt out of text messages at any time by replying STOP to any message you receive from us. You may reply HELP for help. After you opt out, we will stop sending you text messages, though we may still contact you by email or phone about your inquiry.

No misuse of the website

You agree not to:

• Submit false, misleading, or fraudulent information
• Submit information on behalf of someone else without authorization
• Attempt to gain unauthorized access to the website, its systems, or its data
• Use automated tools to scrape, overload, disrupt, or interfere with the website
• Use the website for any unlawful purpose

Intellectual property

The content, branding, and design of this website are owned by Ferrovan Capital and may not be copied or reused without permission.

Third parties

Reviewing funding options may involve third-party funding providers or service partners. We are not responsible for the products, services, terms, or practices of any third party, and any funding relationship you enter into is governed by that provider's own agreements.

Disclaimer of warranties

This website is provided “as is” and “as available,” without warranties of any kind, whether express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of harmful components.

Limitation of liability

To the fullest extent permitted by law, Ferrovan Capital will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising out of or related to your use of this website or your reliance on its content.

Changes to these Terms

We may update these Terms from time to time. When we do, we'll revise the “Last updated” date at the top of this page. Your continued use of the website means you accept the updated Terms.

Governing law

These Terms are governed by the applicable laws of the United States and the state in which Ferrovan Capital operates, without regard to conflict-of-laws principles.

Contact us

Questions about these Terms? Email us at info@ferrovancapital.com.

This is not a commitment to lend. All funding is subject to approval.